What is the take-home pay for £18 per hour in the UK?

At £18 per hour, your equivalent annual salary is £35,100. In England, Wales, and Northern Ireland, your take-home pay is £28,791.60 per year (£2,399.30 per month) after £4,506 in income tax and £1,802.40 in National Insurance.

How is £18 per hour converted to an annual salary?

The standard UK full-time working year is 37.5 hours per week for 52 weeks. So £18 per hour works out to £18 x 37.5 x 52 = £35,100 per year. Tax and NI are then calculated on this annual figure.

What is the £18 per hour take-home pay in Scotland?

In Scotland, £18 per hour (£35,100 per year) gives take-home pay of £28,729.27 per year (£2,394.11 per month). Scotland has its own income tax bands, which differ from the rest of the UK.

What is my effective tax rate at £18 per hour?

In England, your effective tax rate (income tax plus National Insurance combined) is 18%. In Scotland, it is 18.2%. Your marginal tax rate in England is 28%.

CalcHive

£18 Per Hour After Tax UK

See what you actually take home on £18 per hour in the UK for 2025/26. Covers income tax, National Insurance, and Scottish rates.

Annual Gross Salary (£)

Pension Contribution (%)

Tax Region

Student Loan

Take-Home Pay (Annual)

£27,528

Gross Salary£35,100

Income Tax

-£4,15511.8%

National Insurance

-£1,6624.7%

Pension Contribution

-£1,7555.0%

Take-Home Pay£27,528

16.6%

Effective Tax Rate
(tax + NI)

28%

Marginal Tax Rate
(tax + NI)

£12,570.00

Personal Allowance

£20,775

Taxable Income

Tax Band Breakdown

Personal Allowance0%

£0.00

Basic Rate20%

£4,155.00

Higher Rate40%

£0.00

Additional Rate45%

£0.00

Based on 2025/26 tax year rates. Personal Allowance: £12,570. Scottish rates applied where selected. This is an estimate only and does not constitute financial advice.

How to Use £18 Per Hour After Tax UK

The calculator below is pre-filled with your equivalent annual salary of £35,100 (based on £18 per hour).
Select Scotland if you are a Scottish taxpayer.
Add pension contributions or student loan repayments if they apply to you.
Your take-home pay updates instantly.

£18 Per Hour After Tax - Summary

Working full-time at £18 per hour gives an annual salary of £35,100. Below is a full breakdown of what you keep after tax and National Insurance in 2025/26.

Item	England/Wales/NI	Scotland
Gross Hourly Rate	£18/hr	£18/hr
Equivalent Annual Salary	£35,100	£35,100
Income Tax	-£4,506	-£4,568.33
National Insurance	-£1,802.40	-£1,802.40
Take-Home (Annual)	£28,791.60	£28,729.27
Take-Home (Monthly)	£2,399.30	£2,394.11
Take-Home (Weekly)	£553.68	£552.49
Take-Home (Daily)	£110.74	£110.50
Take-Home (Hourly)	£14.76	£14.73
Effective Tax Rate	18%	18.2%

Compare Nearby Hourly Rates

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Daily Rates

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