Is Stripe cheaper than PayPal for UK businesses?

Yes, for UK domestic card payments. Stripe charges 1.5% + 20p while PayPal charges 2.9% + 30p. On a GBP 50 transaction, Stripe costs 95p vs PayPal at GBP 1.75, saving you 80p per transaction. For international payments, the gap narrows.

What are Stripe's fees for UK businesses?

Stripe charges 1.5% + 20p for UK domestic cards, 2.5% + 20p for European (EEA) cards, and 3.25% + 20p for international cards. There are no monthly fees, setup fees, or hidden charges.

What are PayPal's fees for UK businesses?

PayPal charges 2.9% + 30p for UK domestic commercial transactions, 4.19% + 30p for EEA international, and 4.89% + 30p for non-EEA international transactions.

When is PayPal better than Stripe?

PayPal may be better when your customers prefer the PayPal checkout experience, for buyer trust and purchase protection, or if you receive many payments via PayPal balance transfers (which are free domestically). For raw processing fees, Stripe is cheaper in almost all scenarios.

CalcHive

Stripe vs PayPal Fee Calculator

Payment Amount (GBP)

Transaction Type

Stripe

1.5% + 20p for UK cards

Processing Fee£0.95

You Receive£49.05

Fee %1.90%

PayPal

2.9% + 30p domestic

Processing Fee£1.75

You Receive£48.25

Fee %3.50%

Stripe saves you £0.80 per transaction

Compare Stripe and PayPal payment processing fees side by side. See exactly how much each provider charges for UK domestic, European (EEA), and international card transactions. Find which saves you more per transaction.

How to Use Stripe vs PayPal Fee Calculator

Enter the payment amount in GBP.
Select the transaction type (UK, European, or International).
Compare Stripe and PayPal fees side by side.
See which provider saves you more per transaction.

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